Update a Microsoft account payment method
If your name, billing address, expiration date, or CVV number has changed for your Microsoft account payment method, you can update it.
Update your payment method online
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Sign in to the Payment options page with your Microsoft account. If you can't sign in, try troubleshooting issues with your Microsoft account.
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Find the payment method you want to update, and then select View or edit card.
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Enter your updated info, and then select Save.
Update your payment method on an Xbox One console
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Sign in to your Xbox One console with your Microsoft account. If you can't sign in, try troubleshooting issues with your Microsoft account.
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Press the Xbox button on your controller to open the guide.
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Select System > Settings > Account >Payment & billing.
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On the Payment options screen, find the payment method you want to update, and then select Edit info.
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Enter your updated info, and then select Save.